Job Overview
Remote Executive Director of Digital Payment Ecosystem Architecture – Kuwait
Location: Remote (Kuwaiti Fintech Transformation Program)
Industry Focus: Payments Innovation | Open Banking | Financial Systems Engineering
Employment Type: Full-Time | Global Executive Role
Position Overview
The Executive Director of Digital Payment Ecosystem Architecture will lead the architectural and operational evolution of Kuwait’s national digital payments environment — designing frameworks that unify instant payments, open APIs, and AI-driven transaction intelligence into a cohesive, globally interoperable fintech infrastructure.
This position commands end-to-end strategic ownership of payments innovation, including the modernization of core financial systems, cross-border settlement optimization, and the creation of scalable digital channels designed to serve both institutional and consumer markets across the GCC.
Core Responsibilities
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Architect a multi-tier digital payments ecosystem integrating real-time settlement, ISO 20022 messaging, and dynamic compliance mechanisms.
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Lead the transition from legacy banking channels to API-first open finance systems supporting fintech interoperability.
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Oversee development of machine learning-enabled risk management models to strengthen fraud detection and transaction integrity.
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Drive collaboration with global networks for cross-border payment corridor optimization and stablecoin-based remittance pathways.
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Establish technical and operational frameworks for digital wallets, QR-based payments, and biometric authentication ecosystems.
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Ensure compliance with international cybersecurity and digital finance regulatory standards, embedding resilience and trust at infrastructure level.
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Spearhead innovation in tokenized payment frameworks, enabling new liquidity and microtransaction capabilities for SMEs and consumers.
Candidate Profile
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Master’s or Ph.D. in Financial Systems Engineering, Computer Science, or Digital Payments Innovation.
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12+ years in payments architecture, open banking frameworks, or fintech system design.
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Deep knowledge of blockchain interoperability, API gateways, and cloud-native financial infrastructure.
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Familiarity with GCC and international payment regulatory structures (BIS, ISO, FATF, PSD2, and Open Banking standards).
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Strong executive leadership and cross-sector engagement capabilities.
Strategic Impact
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Transform Kuwait into a regional digital payments hub aligned with GCC interoperability goals.
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Accelerate transition to a cashless, AI-optimized financial ecosystem.
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Shape the digital architecture that powers financial inclusion, transparency, and economic growth across the region.
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