Job Overview
Remote Role – Executive Director of Decentralized Financial Inclusion Platforms – Sultanate of Oman
Position Title: Executive Director – Decentralized Financial Inclusion Platforms
Location: Remote (Based in Oman)
Employment Type: Full-Time
Sector: Fintech | DeFi | Microfinance | Gig Economy | Regulated Blockchain
Mission-Critical Role Summary
Oman, a nation in digital transition, has launched an ambitious policy to digitize access to financial services for underserved populations including gig workers, informal sector earners, rural entrepreneurs, and low-income families. This transformative mission is now seeking an Executive Director of Decentralized Financial Inclusion Platforms to build, scale, and govern a suite of regulated, blockchain-based financial inclusion tools across savings, micro-credit, insurance, and cross-border access.
This fully remote position will develop programmable microfinance ecosystems using hybrid DeFi infrastructure, real-time KYC on-ramps, Shariah-compliant logic, and mobile-first interfaces, all tailored to Oman’s cultural, legal, and geographic conditions.
Primary Responsibilities
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Architect inclusive DeFi systems layered with identity checks, spending caps, lending rules, and regulatory KYC/AML triggers.
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Design community-based saving cooperatives (jamaiyah-style) and rotating microcredit systems executed via smart contracts on public-private chains.
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Implement risk-managed liquidity protocols that match capital from institutional investors or philanthropic pools with pre-verified informal borrowers.
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Collaborate with Oman’s Capital Market Authority, Central Bank, and local MFIs to create scalable risk-sharing and underwriting protocols.
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Launch rural agent networks powered by biometric authentication, solar-powered payment kiosks, and voice-activated fintech apps for Arabic dialects.
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Develop governance tokens for participatory budgeting of financial inclusion funds, and enable NGO-coordinated credit histories for first-time borrowers.
Ideal Candidate Profile
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10+ years in financial inclusion, decentralized technology, or blockchain-based credit systems.
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Extensive experience with DeFi smart contracts, DAO governance, and identity-linked access layers.
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Familiarity with MENA rural finance, cooperative banking principles, and Shariah-compliant credit.
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Strong relationships or project history with humanitarian fintech, development finance institutions (DFIs), or remittance-driven microbanks.
Preferred Credentials
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Master’s in Blockchain Development, Financial Inclusion, or Islamic Economics.
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Experience working with low-bandwidth, mobile-first fintech applications.
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Arabic fluency and deep knowledge of Oman’s geography and regulatory culture.
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