Executive Director of Advanced Digital Payments & Transactional Platforms

Job Overview

Executive Director of Advanced Digital Payments & Transactional Platforms – Saudi Arabia

Role Mandate

This executive role is designed for a senior fintech leader tasked with architecting, governing, and scaling next-generation digital payment ecosystems across high-volume, multi-rail transactional environments. The position operates at the intersection of real-time payments, embedded finance, API-driven financial infrastructure, and national-scale digital transformation initiatives.

The role demands strategic ownership of payment modernization frameworks, cross-border transaction orchestration, ISO 20022 adoption, high-availability settlement architectures, and large-scale fintech ecosystem collaboration.

Core Strategic Responsibilities

• Lead the end-to-end design of real-time and near-real-time digital payment platforms, including instant payments, tokenized payment flows, and programmable transaction logic.

• Define and govern enterprise-grade payment architecture covering card, account-to-account, QR-based, and API-initiated payment channels.

• Oversee transaction scalability, latency optimization, and resiliency strategies across high-throughput payment environments.

• Drive interoperability between domestic payment rails and international clearing and settlement infrastructures.

• Establish advanced fraud detection, transaction monitoring, and risk-scoring models leveraging AI and behavioral analytics.

• Act as the principal authority on payment compliance, licensing readiness, and regulatory engagement related to digital payments.

• Build strategic partnerships with fintech infrastructure providers, payment networks, and technology vendors.

Required Executive Profile

• 15+ years in fintech, payments, or financial infrastructure leadership roles.

• Deep expertise in real-time payment systems, transaction switching, clearing, and settlement architectures.

• Proven experience designing payment platforms at national or regional scale.

• Strong command of API ecosystems, cloud-native financial platforms, and event-driven architectures.

• Executive-level understanding of payment risk management, operational resilience, and regulatory frameworks.

• Demonstrated ability to lead multidisciplinary engineering, product, and compliance teams.

Compensation Structure – Saudi Arabia

• Base Annual Salary: SAR 900,000 – SAR 1,250,000

• Executive Performance Incentive: 30% – 45% of base (annualized)

• Long-Term Incentive Framework: Multi-year fintech platform performance bonus

• Additional Benefits: Executive housing allowance, private healthcare, international travel allowance, relocation support

Strategic Impact

This role directly influences the evolution of national digital payment capability, financial inclusion acceleration, and large-scale fintech platform sustainability within one of the region’s most ambitious digital economies.

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