Job Overview

Executive Director of Advanced Digital Payments Architecture & Predictive Financial Network Intelligence – Saudi Arabia

Location: Remote (Riyadh time zone alignment required)

Employment Type: Full-Time, Executive Leadership

Sector: Digital Payments, Intelligent Financial Networks, Real-Time Transaction Systems

Travel: Occasional high-level summits in Saudi Arabia

Role Overview

The Executive Director will architect, govern, and scale Saudi Arabia’s next-generation digital payments and predictive financial network infrastructure. This includes advanced real-time payments rails, multi-layer authorization engines, intelligent orchestration platforms, and AI-driven fraud/interdiction networks. The mandate is to deliver resilient, high-volume, low-latency financial systems capable of supporting nationwide and cross-border financial flows in alignment with the Kingdom’s evolving fintech regulatory ecosystem.

This role demands mastery of real-time clearing systems, digital identity integration frameworks, multi-rail liquidity intelligence, high-availability architecture, and Saudi-specific fintech governance structures.

Core Responsibilities

Next-Generation Payments Infrastructure

• Architect RTP systems with sub-millisecond orchestration, predictive routing, and intelligent transaction sequencing.

• Develop multi-rail digital settlements supporting tokenized assets, instant transfers, and regulated programmable-payment logic.

• Govern resilience frameworks addressing infrastructure redundancy, distributed throughput management, and dynamic load shifting.

AI-Driven Financial Network Intelligence

• Deploy ML-based fraud detection models with real-time network telemetry, behavioral profiling, and anomaly heatmapping.

• Create predictive liquidity models optimizing multi-bank clearing, throughput scaling, and corridor-level cross-border flows.

Regulatory Integration & Governance

• Translate Saudi fintech regulatory directives into architecture, compliance automation, risk-tiering frameworks, and governance protocols.

• Lead steering committees for payments oversight, infrastructure hardening, transaction transparency, and systemic resilience.

Cross-Border Network Engineering

• Design corridor optimization systems across GCC and global markets with real-time FX intelligence and multi-network identity validation.

• Establish interoperability mechanisms enabling transparent, secure cross-border transaction movement.

Qualifications

• Master’s/PhD in Financial Engineering, Software Architecture, Digital Payments, or related field.

• 12+ years designing national-scale payments systems, settlement infrastructure, or large enterprise financial networks.

• Deep expertise in ISO 20022, fraud intelligence, multi-rail routing, digital identity integration, and GCC regulatory frameworks.

Competencies

• Executive strategic leadership

• High-stakes decision ability

• Advanced financial systems fluency

• Superior communication & multi-party governance

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