Job Overview
Executive Director – Digital Banking & Payment Systems Architecture – Saudi Arabia
Location: Fully Remote (Saudi regulatory alignment)
Employment Type: Full-Time
Seniority Level: Executive / Director
Sector: Digital Banking • Payments Infrastructure • Cloud-Native Financial Systems
Role Overview
The Executive Director for Digital Banking & Payment Systems Architecture will lead the design, development, and governance of Saudi Arabia’s next-generation banking and payment infrastructures. This includes real-time payment networks, tokenized settlement platforms, API-first banking systems, embedded finance modules, and AI-enhanced risk monitoring engines. The role demands deep expertise in multi-rail payments, distributed ledger technology, regulatory-compliant architecture, and cloud-native financial platforms.
Key Responsibilities
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Architect high-availability, low-latency digital banking platforms integrating retail, corporate, and cross-border transactions.
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Design and implement digital wallets, programmable money frameworks, and tokenized settlement networks.
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Oversee AI-driven fraud detection, real-time risk analytics, and compliance automation systems.
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Translate Saudi regulatory mandates, including AML, KYC, and open banking standards, into technical governance frameworks.
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Develop long-term strategic roadmaps ensuring scalability, resilience, and GCC-wide interoperability.
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Conduct performance optimization, capacity planning, and ecosystem analysis.
Required Expertise
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12+ years in fintech infrastructure, payment systems, or digital banking architecture.
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Deep experience with ISO 20022, multi-rail payment networks, API-first platforms, and cloud-native financial systems.
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Proficiency in AI-driven risk intelligence, cryptography, and regulatory compliance automation.
Core Competencies
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Strategic Financial Systems Design
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Cross-Border Payment Engineering
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API & Cloud-Native Architecture
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AI-Powered Risk & Fraud Intelligence
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Regulatory Integration & Governance
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Executive Leadership
Role Impact
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Transform Saudi Arabia’s digital finance infrastructure to globally competitive standards.
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Enable modern, scalable, and regulatory-compliant payment ecosystems.
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