Job Overview

Director of P2P Credit Strategy & Digital Lending Growth

Location: Riyadh, Saudi Arabia

Industry: Fintech | P2P Lending | Credit Strategy | Digital Financial Services

Employment Type: Full-Time | Director Level

Role Summary

A sophisticated fintech transformation environment in Riyadh is recruiting an experienced Director of P2P Credit Strategy & Digital Lending Growth to lead credit portfolio expansion, digital lending product strategy, borrower risk frameworks, and marketplace lending performance across modern peer-to-peer finance platforms.

This role requires a highly strategic leader capable of balancing growth, portfolio quality, investor trust, and strong governance across large-scale lending ecosystems. The successful candidate will own lending strategy across customer financial access, credit product scalability, repayment optimization, and operational risk controls.

This is a leadership opportunity for professionals who understand that sustainable fintech lending growth depends on both commercial intelligence and disciplined credit governance.

Core Responsibilities

• Lead strategic growth initiatives across P2P lending products, borrower acquisition, and investor marketplace expansion
• Build scalable credit frameworks across personal finance, SME lending, and merchant financial access solutions
• Strengthen underwriting governance, affordability assessments, and repayment quality management
• Improve borrower onboarding journeys, digital lending servicing, and customer financial inclusion strategies
• Collaborate with compliance, finance, operations, and technology teams for lending excellence and regulatory alignment
• Develop portfolio profitability models and long-term lending sustainability frameworks
• Introduce automation opportunities across credit decisioning, collections support, and customer lifecycle management
• Build executive dashboards and board-level reporting for credit portfolio visibility and strategic decision-making
• Strengthen partnerships with financial institutions and lending ecosystem infrastructure providers
• Ensure governance readiness across lending audits, compliance standards, and transaction controls
• Support regional expansion strategies across GCC lending markets and financial inclusion programs
• Build leadership capability across lending operations and credit strategy teams

Candidate Requirements

• Bachelor’s degree in Finance, Economics, Banking, Risk Management, or Financial Technology
• Master’s degree strongly preferred
• Minimum 10+ years of experience in lending strategy, credit leadership, fintech finance, or banking operations
• Strong expertise in digital lending, underwriting governance, and credit portfolio optimization
• Understanding of Saudi financial regulations and digital lending transformation priorities
• Proven leadership across lending modernization and marketplace finance growth programs
• Strong executive stakeholder management and board-level communication capability
• Advanced strategic planning and commercial execution expertise

Benefits Package

• Attractive director-level compensation structure
• Annual leadership and lending performance bonus
• Housing allowance
• Family healthcare coverage
• Education support allowance
• Executive conference participation
• Long-term leadership retention incentives
• Strategic succession planning opportunities

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