Job Overview
Director of Fintech Credit Intelligence- Digital Lending Engines & Risk-Adjusted Growth – State of Kuwait
Role Classification
Senior Executive Leadership | Fintech Credit Systems, Digital Lending Architecture & Predictive Credit Intelligence
Geographic Scope
State of Kuwait (Kuwait City-based with regional fintech credit-platform reach)
Strategic Mandate
This role governs how digital credit is evaluated, issued, monitored, and evolved within fintech ecosystems. The Supreme Director of Fintech Credit Intelligence, Digital Lending Engines & Risk-Adjusted Growth is responsible for designing machine-driven lending architectures that balance precision risk control with scalable financial expansion.
The mandate is not loan operations. It is credit-decision intelligence, risk-adjusted system behavior, and continuous credit-quality optimization at scale.
Core Responsibilities
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Architect digital lending engines governing origination, pricing, monitoring, and lifecycle management.
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Define intelligence frameworks for real-time credit evaluation, behavioral analysis, and exposure management.
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Establish system logic for dynamic credit limits, adaptive pricing, and automated intervention.
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Oversee integration of credit engines with payments, ledgers, risk platforms, and data intelligence layers.
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Design predictive frameworks identifying credit deterioration, systemic stress, and growth constraints.
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Lead long-term strategy for scalable, explainable, and resilient digital credit ecosystems.
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Direct senior teams across fintech engineering, financial modeling, and credit-systems architecture.
Required Executive Profile
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15+ years in fintech lending platforms, credit-risk systems, or digital financial infrastructure.
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Deep mastery of credit intelligence, risk modeling, and automated decision systems.
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Proven leadership over large-scale digital lending environments.
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Strong balance of quantitative rigor and executive leadership capability.
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International fintech experience essential.
Compensation & Executive Salary Structure (Kuwait)
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Base Salary: KWD 24,000 – 32,000 per month
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Annual Performance Bonus: 35% – 55% of base (linked to portfolio quality, growth efficiency, and system stability)
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Long-Term Incentives: Multi-year credit-engine evolution and risk-performance framework
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Executive Benefits: Housing allowance, premium medical coverage, education support, international research funding
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