Job Overview

Chief Product Officer – Embedded Finance (Digital Lending & Fintech Innovation)

Location: Oman

Industry: Fintech | Embedded Finance | Digital Financial Products

Employment Type: Full-Time

Seniority Level: Executive

Role Summary

A pioneering fintech growth initiative is searching for a visionary Chief Product Officer to lead the development of innovative financial products designed to reshape the future of digital financial services throughout the Gulf region.

The successful candidate will drive product strategy across embedded finance, digital lending, consumer finance, SME financing solutions, digital onboarding experiences, intelligent financial platforms, and next-generation customer engagement technologies.

This role requires a rare combination of commercial insight, product leadership, technological understanding, regulatory awareness, and customer-centric innovation.

You will oversee the entire product lifecycle—from concept creation and market validation through launch, scaling, optimization, and long-term strategic growth.

Strategic Mandate

Product Vision & Innovation

• Define enterprise-wide product strategy.
• Build future-focused financial solutions.
• Identify emerging market opportunities.
• Create innovation roadmaps supporting sustainable growth.
• Establish product governance standards.

Embedded Finance Leadership

• Design financial products integrated within digital ecosystems.
• Expand embedded payment and lending capabilities.
• Develop strategic API-based partnerships.
• Support platform banking initiatives.
• Drive customer-centric financial experiences.

Revenue Growth & Commercial Expansion

• Launch scalable fintech products.
• Improve customer acquisition and retention metrics.
• Develop monetization strategies.
• Expand market reach across multiple customer segments.
• Optimize product profitability and operational efficiency.

Leadership Responsibilities

• Lead multidisciplinary product teams.
• Collaborate with engineering, operations, compliance, and commercial stakeholders.
• Foster innovation-focused organizational culture.
• Support executive decision-making processes.
• Develop future leadership talent within the organization.

Qualifications

• Bachelor’s or Master’s degree in Business, Finance, Economics, Technology, or related discipline.
• 10+ years of fintech, digital banking, or product leadership experience.
• Proven track record delivering successful financial products.
• Deep understanding of embedded finance ecosystems.
• Strong commercial and strategic capabilities.
• Experience managing large cross-functional teams.
• Outstanding leadership and communication skills.

Ideal Areas of Expertise

• Digital lending.
• Open banking.
• Embedded payments.
• Wealth technology.
• AI-powered financial products.
• API ecosystems.
• Customer experience innovation.
• Financial data platforms.

Compensation & Executive Benefits

• Highly competitive executive salary package.
• Annual strategic leadership bonus.
• Comprehensive family healthcare.
• International learning and development support.
• Participation in global fintech forums.
• Long-term executive growth opportunities.
• Opportunity to shape transformative financial products influencing the future of digital finance across the GCC.

Don’t miss the chance to make a difference in the fintech and FX industry!

 Apply now by clicking on the “Apply Now” button below. 

Let’s shape the future of finance together!

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