Job Overview
Chief Digital Payments & Embedded Finance Strategist – Saudi Arabia
Location: Riyadh, Saudi Arabia (Hybrid: 4 days onsite, 1 day remote)
Seniority Level: C-Suite / Executive Leadership
Employment Type: Full-time, Permanent
Industry Focus: Digital Payments, Embedded Finance, Open Banking, AI in Retail & SME Banking
Role Overview
Saudi Arabia, at the forefront of the GCC’s digital financial renaissance, is seeking a Chief Digital Payments & Embedded Finance Strategist to lead nationwide payment modernization and accelerate the adoption of embedded financial ecosystems. This role involves building AI-optimized, API-driven payment infrastructures that extend across retail, SME, and enterprise sectors, while integrating with cross-border corridors in Asia, Africa, and Europe.
The mandate goes beyond payments: the strategist will define how embedded finance is woven into the digital economy—from logistics to healthtech, from energy to e-commerce—while ensuring regulatory coherence and global competitiveness.
Strategic Mandates
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Deploy AI-enhanced payment architectures to optimize fraud prevention, transaction routing, and credit scoring.
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Lead embedded finance expansion into e-commerce, healthcare, logistics, and transport ecosystems.
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Establish next-generation open banking frameworks enabling regional interoperability.
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Build strategic alliances with global fintechs and central banks to position Riyadh as a fintech super-node.
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Oversee regulatory alignment with global digital payments standards.
Candidate Profile
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15+ years in digital banking, payments, or embedded finance leadership.
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Proven experience in multi-jurisdictional open banking adoption.
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Deep knowledge of AI-driven payments and cross-border settlements.
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Strong record of scaling fintech ecosystems across industries.
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