Job Overview
Chief Autonomous Banking Systems & Financial AI Operations Officer
Location: Riyadh, Saudi Arabia
Employment Type: Full-Time
Industry: Fintech | Financial Artificial Intelligence | Autonomous Banking | Intelligent Operations | AI Governance
Role Overview
A major financial transformation initiative in Riyadh is recruiting a visionary Chief Autonomous Banking Systems & Financial AI Operations Officer to lead the deployment of autonomous decision-making systems across digital banking, payments infrastructure, lending operations, and intelligent financial servicing platforms.
This role represents the future of fintech leadership—where banking systems increasingly operate through predictive models, self-optimizing workflows, AI-powered compliance engines, and machine-led customer intelligence.
The successful executive will design and govern the institution’s autonomous financial operating model, enabling AI systems to manage onboarding decisions, fraud detection, merchant risk scoring, payment optimization, lending operations, customer servicing, treasury workflows, and operational forecasting with precision, control, and regulatory accountability.
This is a strategic command role requiring expertise in both enterprise fintech and responsible financial AI governance.
Core Responsibilities
- Lead the architecture and deployment of autonomous financial operations platforms across payments, lending, merchant services, and digital banking
- Build AI governance frameworks for regulated financial decision-making, ensuring explainability, accountability, and compliance
- Develop machine-led operational systems for onboarding automation, transaction monitoring, fraud detection, and customer servicing
- Design predictive financial engines for treasury optimization, settlement forecasting, and merchant liquidity intelligence
- Oversee AI integration across fraud prevention systems, KYC orchestration, risk scoring, and lending decision frameworks
- Collaborate with regulators to establish transparent controls around AI governance in financial services
- Build enterprise data frameworks supporting high-quality decision intelligence and secure model deployment
- Lead AI infrastructure modernization involving MLOps, secure model serving, monitoring pipelines, and operational resilience
- Establish executive governance around algorithmic fairness, model drift, operational transparency, and customer protection
- Partner with engineering and compliance teams to ensure financial AI systems remain secure, auditable, and regulator-ready
- Evaluate next-generation intelligent systems including agentic finance platforms and self-correcting operational models
Required Profile
- Degree in Computer Science, Artificial Intelligence, Financial Technology, Data Science, or related discipline
- 8+ years of leadership experience in fintech systems, AI operations, financial data platforms, or banking transformation
- Strong understanding of machine learning deployment in regulated financial environments
- Experience with fraud detection engines, transaction intelligence systems, and predictive financial modeling
- Deep knowledge of MLOps, cloud infrastructure, API ecosystems, and enterprise financial data architecture
- Strong familiarity with financial compliance frameworks and responsible AI governance standards
- Experience managing large-scale digital banking transformation programs
- Ability to communicate highly technical decisions to executive stakeholders, regulators, and audit teams
- Strong leadership experience across engineering, operations, and strategic technology delivery
- Saudi fintech market understanding highly desirable
Preferred Expertise
- Experience with autonomous lending systems and intelligent collections infrastructure
- Knowledge of alternative credit scoring and behavioral financial intelligence
- Exposure to AI-led treasury operations and liquidity optimization systems
- Experience building enterprise AI governance programs within regulated institutions
Compensation & Leadership Benefits
- Executive leadership salary with strategic incentives
- Premium housing and relocation support
- Full executive healthcare package
- Family visa sponsorship and annual travel allowance
- Long-term participation in national fintech transformation initiatives
- Senior leadership development and board-level visibility
- Performance-based executive rewards structure
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