Job Overview
Position: Executive Director – Open Banking Orchestration & Digital Identity Infrastructure
Location: Abu Dhabi, United Arab Emirates
Sector Focus: Open Banking APIs, Digital Identity (eKYC/eID), Financial Interoperability
Job Type: Executive Technocrat – Full-Time | Hybrid
Industry Classification: Fintech – API Architecture, Identity Platforms, Open Finance
Position Narrative:
At the vanguard of a regional shift toward intelligent, secure, and interoperable digital banking ecosystems, this Executive Director role offers the rare chance to design the financial DNA of tomorrow’s Middle East. Based in Abu Dhabi, the role centers on architecting open banking ecosystems that seamlessly integrate with national eID frameworks, regulated trust providers, and regional cross-border data exchange protocols. The appointee will play a defining role in crafting the reference architecture for customer-consented data flows, payment initiation, and next-generation account aggregation frameworks across the UAE and beyond.
Primary Objectives & Responsibilities:
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Architect and deploy a full-spectrum Open Finance API infrastructure—encompassing Account Information Services (AIS), Payment Initiation Services (PIS), and future “Consent-as-a-Service” APIs.
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Co-develop the nation’s first multi-institutional Open Banking Trust Framework in alignment with the UAE Central Bank’s API specifications, as well as the GCC Interoperability Vision 2027.
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Collaborate with national digital identity agencies to embed federated eKYC protocols and user-centric identity credentials into open banking flows using FIDO2, WebAuthn, and ISO/IEC 18013-5 standards.
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Oversee the development of a robust consent management layer and API security posture leveraging OAuth 2.1, mTLS, and advanced token introspection.
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Lead a distributed team of platform engineers, legal technologists, and digital policy analysts to produce standards-compliant, privacy-enhancing architectures at scale.
Technical & Strategic Requirements:
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Minimum of 12 years’ experience in digital banking transformation, identity infrastructure, or large-scale API engineering initiatives.
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In-depth knowledge of PSD2, Open Banking UK, and GCC-specific data governance and consumer protection regulations.
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Fluency in both modern API architecture (GraphQL, REST, gRPC) and digital identity ecosystems (SAML, OpenID Connect, verifiable credentials).
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Leadership track record in multi-stakeholder policy formation or digital trust framework development is highly desirable.
Strategic Differentiator:
Candidates who have co-authored white papers for open banking working groups or contributed to public consultation rounds on digital identity interoperability will receive elevated consideration.
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