Job Overview

Executive Director of Real-Time Digital Payments Infrastructure & Multi-Rail Transaction Intelligence – KINGDOM OF SAUDI ARABIA

Role Overview

Saudi Arabia continues expanding its national digital-payments ecosystem toward real-time interoperability, ultra-secure settlement, and fully automated compliance workflows. This position requires a senior executive capable of engineering high-reliability payment pathways, intelligent settlement engines, and pan-GCC cross-border payment harmonization frameworks.

Strategic Responsibilities

• Design real-time payments infrastructure supporting instant clearing, multi-channel routing, intelligent failover, API-standardized payment instructions, and unified authentication across identity gateways.

• Build multi-rail transaction frameworks integrating card networks, instant-payment rails, digital wallets, and DLT-driven settlement corridors.

• Develop AI-enhanced payment-intelligence systems, including behavioral anomaly detection, liquidity heat mapping, dynamic risk assessment, and automated fraud mitigation algorithms.

• Oversee cross-border payment alignment with GCC supervisory standards, ISO 20022 adoption, regulatory reporting automation, and KYC/KYB interoperability.

• Implement cloud-native payment orchestration architectures optimized for low latency, high throughput, encrypted data mobility, and multi-region redundancy.

Technical Leadership

• Govern microservice-based settlement engines, event-driven transaction pipelines, and distributed financial-compute nodes.

• Lead platform-wide security modernization using zero-trust models, multi-factor credential governance, identity federation, and continuous authorisation techniques.

• Ensure alignment with high-frequency treasury requirements, automated reconciliation frameworks, and payment-infrastructure resilience standards.

Ideal Profile

• 12+ years in high-volume digital payments, real-time settlement systems, or financial infrastructure engineering.

• Mastery of GCC compliance, ISO 20022 integration, digital identity governance, and large-scale payment systems.

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