Job Overview
About the Role:
As Chief Digital Payments Officer, you will be the strategic leader responsible for driving the vision, development, and execution of our digital payments ecosystem. This is not a traditional payments role — you will shape the future of embedded finance, API-first transaction platforms, tokenized payments, and real-time cross-border rails. You will lead the charge in building secure, scalable, and regulatory-compliant payment solutions that give us an edge in one of the most competitive verticals in fintech.
Key Responsibilities:
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Strategic Ownership:
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Define and lead the digital payments strategy across card, non-card (e.g., RTP, UPI, FedNow), and decentralized payment rails.
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Drive the roadmap for merchant services, issuer/acquirer processing, and digital wallets.
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Evaluate and execute buy/build/partner strategies to strengthen our payments stack.
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Technology & Product Leadership:
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Oversee the design and implementation of payment orchestration layers, tokenization, network token support, and fraud risk engines.
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Collaborate closely with CTO/CPO on integrating modular microservices architecture with payment APIs, SDKs, and low-latency transaction systems.
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Regulatory & Risk Oversight:
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Ensure compliance with PSD2, PCI DSS, GDPR, ISO 20022, and local payment regulations (e.g., MAS, RBI, CFPB).
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Own internal controls around KYC/KYB, AML, sanctions screening, chargebacks, and transaction monitoring.
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Partnerships & Ecosystem Development:
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Establish and manage relationships with card schemes (Visa, Mastercard), acquiring banks, PSPs, gateway providers, and network partners.
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Lead commercial negotiations, technical onboarding, and volume ramp strategies with fintech integrators, BNPL providers, and neobanks.
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Team & Culture:
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Build and lead high-performing product, operations, and compliance teams focused on digital payments innovation.
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Promote a culture of accountability, experimentation, and continuous optimization.
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Qualifications:
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12+ years of progressive experience in digital payments, fintech infrastructure, or financial services platforms, including at least 5 years in executive or P&L leadership.
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Proven success in scaling multi-country payment products, including card issuing, acquiring, and non-card rails.
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Deep understanding of payment networks (e.g., SWIFT, SEPA, ACH, RTP, blockchain-based systems).
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Strong grasp of API-first architecture, cloud-native platforms, and agile product development.
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Prior experience working with regulators and designing controls that satisfy compliance without slowing innovation.
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Demonstrated track record of delivering secure, low-latency, high-throughput payment systems.
Preferred Experience:
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Experience with tokenized and alternative payments (Apple Pay, Google Pay, PayPal, crypto wallets).
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Familiarity with CBDCs, stablecoins, and programmable money in regulated environments.
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Operational knowledge of emerging payment models (e.g., push payments, ISO 20022 modernization).
Are you interested in this position?
Apply by clicking on the “Apply Now” button below!
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